5 Things You Can Learn from Watching Estudyantipid
By Janna Kyla Dela Cruz
Pasig City, Philippines – Following the success of its initial three episodes in 2024, Estudyantipid, the educational financial literacy series developed by the Knowledge Channel Foundation, Inc. (KCFI) and BPI Foundation Inc. (BPIF), launched its latest two new episodes for 2025 last August 4 on the Knowledge Channel and YouTube. With Kapamilya star Mutya Orquia leading the cast, the series continues its mission to equip Filipino high school learners with practical financial skills, smart money management habits, and sharper decision-making.
The latest two episodes expand on timely topics relevant to today’s youth, including the difference between gross profit and net profit and scam and fraud awareness.
Through engaging storytelling and relatable characters like Isay, Madam Krissy, Tito Manny, Carlo, and Gelo, Estudyantipid turns what may seem like complicated financial lessons into easy-to-understand, real-life situations.
Here are five important takeaways from the two episodes:
1. Understand the Difference Between Gross Profit and Net Profit
The “Gross Profit and Net Profit” episode shows how business isn’t just about making sales but also understanding expenses. Students learn how to compute gross profit (sales minus cost of goods sold) and net profit (earnings after deducting other expenses). These concepts highlight why careful financial tracking is important in running a business.
2. The Value of Planning and Budgeting
Along with profit concepts, the episode stresses that good money management starts with planning and budgeting. Whether it’s for a food stall business or personal allowance, budgeting ensures money is used wisely and helps avoid unnecessary losses.
3. Distinguishing Between Scam and Fraud
The “Scam and Fraud” episode teaches students to be cautious of offers that seem “too good to be true.” It explains that scams usually tempt people with quick and unrealistic promises, while fraud involves tricking people through schemes that may appear legitimate. The lesson helps students become more aware and careful when making financial decisions.
4. Recognizing Types of Scams and Fraud
The show introduces easy acronyms to remember common schemes:
PIC for Fraud:
Pyramid scheme – fake investment where earnings come from recruiting more people instead of real profit.
Identity theft – when someone steals your personal information to pretend as you.
Cyber fraud – online tricks like hacking or fake websites to steal money or data.
OIViPS for Scams:
Online marketplace scam – fake sellers or buyers on shopping sites.
Investment scam – promises of quick, high returns that are not real.
Vishing – scam calls where someone pretends to be from a bank or company.
Phishing – fake emails or links that steal your personal info.
Smishing – scam text messages that trick you into giving details or clicking harmful links.
5. Practical Tips to Stay Safe from Scams
Isay’s mother shares three simple but powerful tips:
Review messages carefully and check for red flags like poor spelling, urgency, or unknown senders.
Consult family or friends before acting on suspicious offers.
Protect personal and financial information—never share them on unsecured channels or websites.
The episode also teaches where to report scams, such as the Cybercrime Investigations and Coordinating Center (CICC), and stresses the importance of keeping evidence like receipts, chats, and screenshots to support your case.
Estudyantipid proves that financial literacy can be fun, practical, and relatable for students. By tackling real-life money issues—whether running a small business or spotting online scams—the show empowers the youth to make better financial choices.